How to make money work for you

How to make money work for you


You have your budget and have earned enough savings. The next question probably in your mind is how to make your savings grow. Keeping in your hard-earned money in the bank might be safe but it is not the smartest idea. If you’re looking for a secondary source of income, then making a passive income is a better way to go. Not only does it help you generate more savings, but it can also help you be financially secured should an unexpected incident happen.

Here a few ways to make money work for you:


You could discover more opportunities if you keep educating yourself because the more knowledge you gain in a specific area, the more valuable you become. Getting a master’s degree, attending seminars or taking classes online is like a side gig. You may not be earning money yet from all of this but at least your potential is increasing, which means more chances of getting more income in the future. That’s why it’s important to come up with a way to extend your skills and knowledge to make yourself more vital.


I’m sure you want your income to get high. But are you trying to do something about it? Do you even try to make some money? Here’s where the side hustle comes in. You should look for ways to make money outside your full-time job. There are several jobs out there that allow you to work from home or online. This includes content writing, visual assistant and graphic designs. Aside from the extra money you get from your side hustle, you’ll also be able to expand your knowledge at your expertise and gain new skills – which could be a getaway to better opportunities.


Assuming you have sufficient savings and want to start a business but love enough to leave your full-time job. And let’s say, you know someone who is trying to start a business and believe in his/her product. If that is the case, be a silent business partner and watch your money grow while you work with your full-time job.   

Reminder: Even though you have a full-time job, still take some time with your partner to discuss your goal for your business. Let your partner know what he/she can expect from you and the same goes to you – share your expectations to him/her as well. In business, it’s important that both of you can handle disagreements and always positive.


You have expenses to pay par for such as your groceries, cell phone, and gas. And because you spend money on these things, you might as well take advantage of your cashback or rewards you earn from all these purchases. You can redeem the points usually by having a discount on a specific product or services, promo codes on travel, hotel booking and airline tickets.

Tip: Use a credit card especially when you purchase something big so that you can earn more points. But if you do, make sure you pay it on time to avoid any interest.


If you already have a stable job and earn a decent income, you should consider investing in real estate. Investing in this doesn’t require a lot of time and has several ways. For example, you can buy a single-family home then rent it out. The rent money will do the work for you even when you are sleeping. If you invest in a rental property that can generate enough income to support your needs and wants, you will have the freedom to enjoy the things that you want without spending most of your time on your full-time job. 


Buying stocks, shares, bonds are one of the most popular and best ways to earn passive income. Although this one seems obvious and common choice, not all people know how to start. If you are of them, we encourage you to  read: Investing: A Great Way to Grow Your Money

Everyone’s goal is financial freedom which is basically never having to worry about your finances. Making money work for you is one step closer to being financially free. It doesn’t happen overnight. You must take some action and put in the work. Doing this may require time, effort and financial resources but it’s so worth it. But for now, you need to do is get started! 


  • Energy-saving tips while you are working from home

  • 9 Points to consider before taking out a loan in the Philippines


Search Our Blogs