pera247 is a digital lender in the Philippines powered by AsiaKredit, an international tech-based financial services firm that provides fast and convenient credit to millions of customers in Southeast Asia. If you need affordable loans with installment, pera247 has you covered!


To be a gateway for honest and hardworking individuals in Southeast Asia who are under or unbanked, to gain access to formal credit, while educating them on responsible financial management – bringing them into the formal banking sector and economy and thus improving their standard of living.


For honest and hard-working individuals, pera247 aims to be a lender that identifies credit-worthy customers through their digital footprint and delivers a decision and access to funds.


At pera247, we maintain the highest ethical and professional standards in all relationships with our customers, partners, and the community through continually delivering and reaffirming our six (6) core values:




Financial Education



pera247 Lending Corp. is a duly registered financing company under SEC (SEC Registration No.: CS201734339 with Certificate of Authority (to operate as a financing company) No.: 2582). pera247 Lending Corp. adheres to the strictest of standards in responsible lending as governed by its board of directors, including compliance with: 1) registration and certification with the National Data Privacy Commission (No.: PIC-001-172-2019); 2) Truth-in-Lending Act; 3) Fair Collection Practices; 4) Anti-Money Laundering; and 5) membership in the only global standards Code of Ethics in Responsible Lending Association, the Center for Financial Inclusion (CFI) of Accion International.

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